General Liability Insurance Portal for Facility Users
Instant Risk Coverage—City of Camrose
Facility User Program
Accidents can happen, even during the most well-planned events. Insurance protects you, the
municipality, and the public. Whether you're renting a room or participating as a vendor, Facility
User Insurance ensures you, along with the community space you're using, are protected.
What is General Liability (GL) Insurance?
General Liability (GL) insurance provides coverage for bodily injury to others, third party property
damage, and legal costs if you're held responsible. This means if someone slips, trips, or gets
injured during your event, your policy responds, not your personal finances.
Who Needs GL Insurance?
You likely need insurance if you are:
- Renting a room, gym, or facility for private or public use
- Hosting a class, event, tournament, or party
- Participating as a vendor at a market or fair
- Running a drop-in or seasonal program
How Are Rates Calculated?
- Type of activity (e.g., meeting vs. concert)
- Number of participants
- Duration and frequency (hourly, daily, or seasonal)
- Level of risk associated with the event
HOW DO I GET COVERAGE?
Use the online portal link:
camrose.instantriskcoverage.com
- Select your event location
- Enter your event details
- Choose the coverage duration (hourly, daily, seasonal)
- Pay online and receive your Certificate of Insurance instantly
How to Use the IRC Portal For the First Time
NAME OF YOUR BROKER: Alberta Municipalities
LINK TO PORTAL: camrose.instantriskcoverage.com
Click on the "Sign Up" tab.
Create a password. (Minimum 8 characters in length with at least 1 capital letter, 1 lowercase letter, and 1 number).
The system will then ask you to Login using the Email Address and Password you created.
After successfully logging in, input the name and address of the person, group, or organization applying for insurance coverage. Make sure this matches the name on the booking/rental contract.
INITIATE COVERAGE: Follow the step-by-step instructions to select your venue, input rental/booking number (if applicable), select the event type, amount of coverage required, and your event dates/times. You will also have the option to add liquor to an event if needed.
REVIEW & COMPLIANCE: At the end of the above process, you will be provided with a summary of your event details to review. If there is anything incorrect, you can go back and make any changes. In this section, you will be able to add any Additional Insured and non-owned automobile coverage, as well as be asked a few compliance related questions.
QUOTE: Once Step 6 questions have been completed, you will be presented with a quotation for the insurance coverage for your event. This price will not change at checkout.
PURCHASE: Should you wish to proceed with the quotation, select "Purchase". You will be asked a few additional questions to confirm you understand the coverage and exclusions of the policy. Once complete, select "Checkout" and you will be asked to select your method of payment and input its details.
POLICY DOCUMENTS: Once payment is confirmed, a new window will open with a link to your Certificate of Insurance, and a copy will be sent to your email. The policy wordings can be found under the "Policy Information" tab in the portal.
REVIEW OF PRIOR PURCHASES: If you would like to review any past purchases or policy documents, click on "My Account" tab in the portal and select "Application History". Additionally, any quoted and unpurchased policies will also be listed, allowing you to complete the purchase at any time.
Note: Please direct any coverage questions to your Insurance Broker.
Should you need any help while using the Facility User Portal, please contact the IRC Support Team by email: support@ircnow.com or phone: 1.800.517.1390
Need Help With IRC Facility User Program?
Check out this link to the IRC webpage that includes How-To's and Frequently Asked Questions!
Are you thinking of hosting an event?
You may need a Special Event Permit! Learn more by visitng our Hosting an Event page!